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Helpful tips from BMO Bank of Montreal

Take it or toss it? Six ways to decide what goes or stays before you move

Packing is a great opportunity to purge.

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Squeezing all your belongings into boxes may not be a fun way to spend your free time before you move. But, packing can provide the perfect chance to weed out any extra belongings, and start fresh.

Before you wrap up a single cereal bowl or framed photo, try the following tips to avoid moving a ton of unnecessary items into your new home. Continue reading

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A Roof Made of Wood Shingles

Is it time to change the roof of your house? If so, there is a golden opportunity available to you, especially if you are looking for a more eco-friendly solution. Les Publications du Québec announced the release of the first guide devoted to wood shingle roofs in Quebec entitled Toit. Bois. Bardeau. Guide technique.

Written by restoration experts Patrick Quirion and Mireille Brulotte of the Bois du Centre de conservation du Québec workshop, the guide contains over 250 technical drawings, detailed illustrations and photographs. Each step in the construction of this type of roof is outlined.

This guide is designed for owners and architects, entrepreneurs and restorers of old houses. Continue reading

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How to Choose Your Kitchen Island

The kitchen island, once considered an item designed solely for functionality, has become an integral part of home décor. How do you choose from the abundance of materials and functions for this staple item?

The kitchen island has become a key element in almost every modern kitchen, combining style and functionality. There are many options to consider when choosing your kitchen island. Here are some ideas.

Originally, the island consisted of a practical space on which meals were prepared. Eventually, it became a multipurpose piece of furniture that included elements such as a prepping station, sink, dishwasher, stove, small fridge, hot plate, oven, integrated cutting board and even a counter used for enjoying meals.

Furniture is decorative – and the kitchen island is no exception. Some kitchens have massive islands made of high-quality wood, anchored with sturdy legs, adorned with decorative detailing, topped with grill paneling or comprised of frosted glass when used as a storage unit. The island is the central focus point of the space, often standing out in comparison to other pieces in the kitchen. Continue reading

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Sell or rent your house?

It happens to a lot of us. A death, change jobs, fall in love, financial problems coming or, on the contrary, the sudden desire to make money fast. In other words, there are a lot of reasons for finding yourself at a crossroads where you have to decide if you want to sell your house or rent it.

Renting comes with a whole new set of responsibilities: finding good tenants, making sure that the house is in order, responding to emergencies, assimilating the new tax calculations. It’s not for everyone.

Selling is much easier, but may not pay as much in the long term. Much less. And if you’re nearing retirement, you have to take the time to think about it, because people are living much longer today. You need more money if you want to maintain an enjoyable lifestyle. Continue reading

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Articles on home financing, home decor & renovations