You’ve been thinking about it for a few years, but you wanted to make sure you were well prepared before making such a major investment. If you’re ready to become a homeowner, you have several options. For first-time home buyers or those who have gone more than five years without owning a home, one option is the Home Buyers’ Plan (HBP).
What is the Home Buyers’ Plan (HBP)?
The Home Buyers’ Plan (HBP) is an attractive solution for assembling a down payment. This federal government program lets you withdraw money from your registered retirement savings plans (RRSPs) for the sole purpose of buying or building a home for yourself or for a relative with a disability, whether they are your spouse, child, or other member of your family. The program allows you to withdraw up to $25,000.
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What happens next? [……]
As we explained in the article Refinement and Elegance, Art Deco took off after the Great War (1914-1918). To give people hope, an illusion of happiness and prosperity had to be created. It had to be seen everywhere, even on skyscrapers with their heads in the clouds.
Art Deco buildings give the illusion that they are higher than they actually are. It’s because the windows are high and the guidelines of the façade are vertical. Keep in mind that this is the late 20s and early 30s. The Great War crushed the human spirit. Verticality symbolizes momentum towards a new life and prosperity. Human beings were picking themselves up.[……]
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Renovation and restoration, two words that go together. Especially if you have a fun project where you can combine the useful and the pleasant.
Antique shops are often good places to find material that was previously used in a house. Most of the time it can be had at very little cost. The problem is finding the quantity you need to complete a project.
Here’s an idea that consists in recycling old wooden shutters into big pot holders or flower boxes to decorate your yard in summer.[……]
Do you like comfort, order and elegance? Take an Art Deco tour. You will find yourself in a world of luxury and prestige and you will come back with a head full of ideas.
A little history. The Great War (1914-1918) just ended. So much blood, so much death! Europe is traumatized. People need their spirits uplifted. They have to be convinced that happiness is coming.
In France, hundreds of thousands of homes destroyed by the war must be rebuilt. The ones that are still standing need a lot of work. Everything has to be redone. During this time, thousands of farmers are leaving the devastated countryside to live in Paris. Things have to be done fast, but what to do?
Industrials and artists at the time focus on a style that was born just before the war: Art Deco. It also lends itself well to new technologies and mass production in factories.[……]