{"id":16871,"date":"2018-05-29T15:54:31","date_gmt":"2018-05-29T19:54:31","guid":{"rendered":"https:\/\/www.viacapitalevendu.com\/blogue\/?p=16871"},"modified":"2018-06-03T09:45:43","modified_gmt":"2018-06-03T13:45:43","slug":"parlons-assurances","status":"publish","type":"post","link":"https:\/\/www.viacapitalevendu.com\/blogue\/fr\/parlons-assurances\/","title":{"rendered":"Parlons assurances"},"content":{"rendered":"<p>Seulement un Qu\u00e9b\u00e9cois sur cinq prend la peine de lire son contrat d\u2019assurance du d\u00e9but \u00e0 la fin. Un Qu\u00e9b\u00e9cois sur deux ignore les clauses d\u2019exclusion. Quatre Qu\u00e9b\u00e9cois sur cinq ignorent que le refoulement d\u2019\u00e9gout n\u2019entre pas dans la couverture de base d\u2019une police d\u2019assurance d\u2019habitation. Or, la grosse partie des r\u00e9clamations concerne justement les d\u00e9g\u00e2ts d\u2019eau.<\/p>\n<p>Les donn\u00e9es sont tir\u00e9es d\u2019un sondage L\u00e9ger pour le compte de la Chambre de l\u2019assurance de dommages (ChAD) et la Chambre de la s\u00e9curit\u00e9 financi\u00e8re (CSF).<\/p>\n<p>Les deux organismes ont \u00e9galement d\u00e9couvert que :<!--more--><\/p>\n<p>peu de Qu\u00e9b\u00e9cois songent \u00e0 modifier leur couverture \u00e0 la suite de changements dans leur vie personnelle. En fait, 61% des r\u00e9pondants au sondage n\u2019ont pas contact\u00e9 leur repr\u00e9sentant en assurances apr\u00e8s avoir r\u00e9alis\u00e9 des travaux de r\u00e9novation majeurs, acquis des biens de grande valeur ou m\u00eame achet\u00e9 un chien.<\/p>\n<p>Revenons aux d\u00e9g\u00e2ts d\u2019eau. N\u2019oubliez pas que le Bureau d\u2019assurance du Canada (BAC) a d\u00e9pos\u00e9 sur son site Web un outil <a href=\"https:\/\/infoassurance.ca\/fr\/assurance-habitation\/reclamer\/test-degats-eau.aspx\">interactif<\/a>\u00a0pour vous aider \u00e0 voir plus clair parmi les d\u00e9g\u00e2ts caus\u00e9s par l\u2019eau. Le but est de tester vos connaissances en mati\u00e8re de couvertures d\u2019assurance. Vous pourrez partager les r\u00e9sultats sur les r\u00e9seaux sociaux.<\/p>\n<p>Bris d\u2019aqueduc, refoulements d\u2019\u00e9gouts, pluies diluviennes, les d\u00e9g\u00e2ts d\u2019eau repr\u00e9sentent 50% du co\u00fbt total de toutes les r\u00e9clamations, affirme le BAC. Le deuxi\u00e8me but de l\u2019outil interactif est de sensibiliser les gens \u00e0 mieux prot\u00e9ger leur propri\u00e9t\u00e9.<\/p>\n<p>Toujours en termes d\u2019assurances, nous vous rappelons que vous avez int\u00e9r\u00eat \u00e0 magasiner en ligne votre assurance-habitation une fois de temps en temps. Vous pourriez rester surpris de voir l\u2019\u00e9cart entre les diff\u00e9rentes offres. Pr\u00eatez l\u2019oreille \u00e0 ceux et celles qui l\u2019ont fait. Ils vous le diront.<\/p>\n<p>Photo\u00a0: <a href=\"http:\/\/istock.com\/\">iStock.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Seulement un Qu\u00e9b\u00e9cois sur cinq prend la peine de lire son contrat d\u2019assurance du d\u00e9but \u00e0 la fin. Un Qu\u00e9b\u00e9cois sur deux ignore les clauses d\u2019exclusion. Quatre Qu\u00e9b\u00e9cois sur cinq ignorent que le refoulement d\u2019\u00e9gout n\u2019entre pas dans la couverture de base d\u2019une police d\u2019assurance d\u2019habitation. Or, la grosse partie des r\u00e9clamations concerne justement les [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":16876,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4538],"tags":[172,3984,7376,8416,501,8422,598,8420,7990,8418,1757,7382],"class_list":["post-16871","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-immobilier-101","tag-assurance-habitation","tag-bac","tag-chad","tag-clause-dexclusion","tag-contrat","tag-csf","tag-degats-deau","tag-police","tag-reclamations","tag-refoulement-degout","tag-renovation","tag-sinistre"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>Parlons assurances - Blogue de Via Capitale<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.viacapitalevendu.com\/blogue\/fr\/parlons-assurances\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Parlons assurances - Blogue de Via Capitale\" \/>\r\n<meta property=\"og:description\" content=\"Seulement un Qu\u00e9b\u00e9cois sur cinq prend la peine de lire son contrat d\u2019assurance du d\u00e9but \u00e0 la fin. Un Qu\u00e9b\u00e9cois sur deux ignore les clauses d\u2019exclusion. Quatre Qu\u00e9b\u00e9cois sur cinq ignorent que le refoulement d\u2019\u00e9gout n\u2019entre pas dans la couverture de base d\u2019une police d\u2019assurance d\u2019habitation. Or, la grosse partie des r\u00e9clamations concerne justement les [&hellip;]\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.viacapitalevendu.com\/blogue\/fr\/parlons-assurances\/\" \/>\r\n<meta property=\"og:site_name\" content=\"Blogue de Via Capitale\" \/>\r\n<meta property=\"article:published_time\" content=\"2018-05-29T19:54:31+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2018-06-03T13:45:43+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/www.viacapitalevendu.com\/blogue\/wp-content\/uploads\/2018\/05\/iStock-626205158.jpg\" \/>\r\n\t<meta property=\"og:image:width\" content=\"1254\" \/>\r\n\t<meta property=\"og:image:height\" content=\"836\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\r\n<meta name=\"author\" content=\"casarazzi\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"casarazzi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/fr\\\/parlons-assurances\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/fr\\\/parlons-assurances\\\/\"},\"author\":{\"name\":\"casarazzi\",\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/#\\\/schema\\\/person\\\/81d8670544cc2e1d40550400b72b3e3d\"},\"headline\":\"Parlons assurances\",\"datePublished\":\"2018-05-29T19:54:31+00:00\",\"dateModified\":\"2018-06-03T13:45:43+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/fr\\\/parlons-assurances\\\/\"},\"wordCount\":345,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/fr\\\/parlons-assurances\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/wp-content\\\/uploads\\\/2018\\\/05\\\/iStock-626205158.jpg\",\"keywords\":[\"assurance habitation\",\"BAC\",\"ChAD\",\"clause d\u2019exclusion\",\"contrat\",\"CSF\",\"d\u00e9g\u00e2ts d'eau\",\"police\",\"r\u00e9clamations\",\"refoulement d\u2019\u00e9gout\",\"r\u00e9novation\",\"sinistre\"],\"articleSection\":[\"Immobilier 101\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/fr\\\/parlons-assurances\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/fr\\\/parlons-assurances\\\/\",\"url\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/fr\\\/parlons-assurances\\\/\",\"name\":\"Parlons assurances - Blogue de Via Capitale\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/fr\\\/parlons-assurances\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/fr\\\/parlons-assurances\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/wp-content\\\/uploads\\\/2018\\\/05\\\/iStock-626205158.jpg\",\"datePublished\":\"2018-05-29T19:54:31+00:00\",\"dateModified\":\"2018-06-03T13:45:43+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/#\\\/schema\\\/person\\\/81d8670544cc2e1d40550400b72b3e3d\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/fr\\\/parlons-assurances\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/fr\\\/parlons-assurances\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/fr\\\/parlons-assurances\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/wp-content\\\/uploads\\\/2018\\\/05\\\/iStock-626205158.jpg\",\"contentUrl\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/wp-content\\\/uploads\\\/2018\\\/05\\\/iStock-626205158.jpg\",\"width\":1254,\"height\":836,\"caption\":\"iStock\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/fr\\\/parlons-assurances\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Parlons assurances\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/#website\",\"url\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/\",\"name\":\"Blogue de Via Capitale\",\"description\":\"Articles conseils sur le financement d&#039;une maison, la d\u00e9coration et les r\u00e9novations\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/#\\\/schema\\\/person\\\/81d8670544cc2e1d40550400b72b3e3d\",\"name\":\"casarazzi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b17de02457534f38facedb2ca8f02465424f13528a4628e4569a962091f945ab?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b17de02457534f38facedb2ca8f02465424f13528a4628e4569a962091f945ab?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b17de02457534f38facedb2ca8f02465424f13528a4628e4569a962091f945ab?s=96&d=mm&r=g\",\"caption\":\"casarazzi\"}}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Parlons assurances - Blogue de Via Capitale","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.viacapitalevendu.com\/blogue\/fr\/parlons-assurances\/","og_locale":"en_US","og_type":"article","og_title":"Parlons assurances - Blogue de Via Capitale","og_description":"Seulement un Qu\u00e9b\u00e9cois sur cinq prend la peine de lire son contrat d\u2019assurance du d\u00e9but \u00e0 la fin. Un Qu\u00e9b\u00e9cois sur deux ignore les clauses d\u2019exclusion. Quatre Qu\u00e9b\u00e9cois sur cinq ignorent que le refoulement d\u2019\u00e9gout n\u2019entre pas dans la couverture de base d\u2019une police d\u2019assurance d\u2019habitation. Or, la grosse partie des r\u00e9clamations concerne justement les [&hellip;]","og_url":"https:\/\/www.viacapitalevendu.com\/blogue\/fr\/parlons-assurances\/","og_site_name":"Blogue de Via Capitale","article_published_time":"2018-05-29T19:54:31+00:00","article_modified_time":"2018-06-03T13:45:43+00:00","og_image":[{"width":1254,"height":836,"url":"https:\/\/www.viacapitalevendu.com\/blogue\/wp-content\/uploads\/2018\/05\/iStock-626205158.jpg","type":"image\/jpeg"}],"author":"casarazzi","twitter_card":"summary_large_image","twitter_misc":{"Written by":"casarazzi","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.viacapitalevendu.com\/blogue\/fr\/parlons-assurances\/#article","isPartOf":{"@id":"https:\/\/www.viacapitalevendu.com\/blogue\/fr\/parlons-assurances\/"},"author":{"name":"casarazzi","@id":"https:\/\/www.viacapitalevendu.com\/blogue\/#\/schema\/person\/81d8670544cc2e1d40550400b72b3e3d"},"headline":"Parlons assurances","datePublished":"2018-05-29T19:54:31+00:00","dateModified":"2018-06-03T13:45:43+00:00","mainEntityOfPage":{"@id":"https:\/\/www.viacapitalevendu.com\/blogue\/fr\/parlons-assurances\/"},"wordCount":345,"commentCount":0,"image":{"@id":"https:\/\/www.viacapitalevendu.com\/blogue\/fr\/parlons-assurances\/#primaryimage"},"thumbnailUrl":"https:\/\/www.viacapitalevendu.com\/blogue\/wp-content\/uploads\/2018\/05\/iStock-626205158.jpg","keywords":["assurance habitation","BAC","ChAD","clause d\u2019exclusion","contrat","CSF","d\u00e9g\u00e2ts d'eau","police","r\u00e9clamations","refoulement d\u2019\u00e9gout","r\u00e9novation","sinistre"],"articleSection":["Immobilier 101"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.viacapitalevendu.com\/blogue\/fr\/parlons-assurances\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.viacapitalevendu.com\/blogue\/fr\/parlons-assurances\/","url":"https:\/\/www.viacapitalevendu.com\/blogue\/fr\/parlons-assurances\/","name":"Parlons assurances - Blogue de Via Capitale","isPartOf":{"@id":"https:\/\/www.viacapitalevendu.com\/blogue\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.viacapitalevendu.com\/blogue\/fr\/parlons-assurances\/#primaryimage"},"image":{"@id":"https:\/\/www.viacapitalevendu.com\/blogue\/fr\/parlons-assurances\/#primaryimage"},"thumbnailUrl":"https:\/\/www.viacapitalevendu.com\/blogue\/wp-content\/uploads\/2018\/05\/iStock-626205158.jpg","datePublished":"2018-05-29T19:54:31+00:00","dateModified":"2018-06-03T13:45:43+00:00","author":{"@id":"https:\/\/www.viacapitalevendu.com\/blogue\/#\/schema\/person\/81d8670544cc2e1d40550400b72b3e3d"},"breadcrumb":{"@id":"https:\/\/www.viacapitalevendu.com\/blogue\/fr\/parlons-assurances\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.viacapitalevendu.com\/blogue\/fr\/parlons-assurances\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.viacapitalevendu.com\/blogue\/fr\/parlons-assurances\/#primaryimage","url":"https:\/\/www.viacapitalevendu.com\/blogue\/wp-content\/uploads\/2018\/05\/iStock-626205158.jpg","contentUrl":"https:\/\/www.viacapitalevendu.com\/blogue\/wp-content\/uploads\/2018\/05\/iStock-626205158.jpg","width":1254,"height":836,"caption":"iStock"},{"@type":"BreadcrumbList","@id":"https:\/\/www.viacapitalevendu.com\/blogue\/fr\/parlons-assurances\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.viacapitalevendu.com\/blogue\/en\/"},{"@type":"ListItem","position":2,"name":"Parlons assurances"}]},{"@type":"WebSite","@id":"https:\/\/www.viacapitalevendu.com\/blogue\/#website","url":"https:\/\/www.viacapitalevendu.com\/blogue\/","name":"Blogue de Via Capitale","description":"Articles conseils sur le financement d&#039;une maison, la d\u00e9coration et les r\u00e9novations","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.viacapitalevendu.com\/blogue\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.viacapitalevendu.com\/blogue\/#\/schema\/person\/81d8670544cc2e1d40550400b72b3e3d","name":"casarazzi","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/b17de02457534f38facedb2ca8f02465424f13528a4628e4569a962091f945ab?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b17de02457534f38facedb2ca8f02465424f13528a4628e4569a962091f945ab?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b17de02457534f38facedb2ca8f02465424f13528a4628e4569a962091f945ab?s=96&d=mm&r=g","caption":"casarazzi"}}]}},"_links":{"self":[{"href":"https:\/\/www.viacapitalevendu.com\/blogue\/wp-json\/wp\/v2\/posts\/16871","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.viacapitalevendu.com\/blogue\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.viacapitalevendu.com\/blogue\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.viacapitalevendu.com\/blogue\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.viacapitalevendu.com\/blogue\/wp-json\/wp\/v2\/comments?post=16871"}],"version-history":[{"count":4,"href":"https:\/\/www.viacapitalevendu.com\/blogue\/wp-json\/wp\/v2\/posts\/16871\/revisions"}],"predecessor-version":[{"id":16930,"href":"https:\/\/www.viacapitalevendu.com\/blogue\/wp-json\/wp\/v2\/posts\/16871\/revisions\/16930"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.viacapitalevendu.com\/blogue\/wp-json\/wp\/v2\/media\/16876"}],"wp:attachment":[{"href":"https:\/\/www.viacapitalevendu.com\/blogue\/wp-json\/wp\/v2\/media?parent=16871"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.viacapitalevendu.com\/blogue\/wp-json\/wp\/v2\/categories?post=16871"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.viacapitalevendu.com\/blogue\/wp-json\/wp\/v2\/tags?post=16871"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}