{"id":13303,"date":"2016-02-10T15:28:50","date_gmt":"2016-02-10T20:28:50","guid":{"rendered":"http:\/\/www.viacapitalevendu.com\/blogue\/?p=13303"},"modified":"2016-02-08T10:28:25","modified_gmt":"2016-02-08T15:28:25","slug":"proprietaires-profil-comportements","status":"publish","type":"post","link":"https:\/\/www.viacapitalevendu.com\/blogue\/fr\/proprietaires-profil-comportements\/","title":{"rendered":"Les propri\u00e9taires sous le projecteur"},"content":{"rendered":"
\"iStock\"<\/a>
iStock<\/figcaption><\/figure>\n

L\u2019Institut de la statistique du Qu\u00e9bec publiait r\u00e9cemment des informations se rapportant au comportement du propri\u00e9taire qu\u00e9b\u00e9cois face \u00e0 son hypoth\u00e8que.<\/p>\n

Les voici de fa\u00e7on quasi int\u00e9grale:<\/p>\n

-Les familles qu\u00e9b\u00e9coises propri\u00e9taires de leur logement versent en moyenne un paiement initial \u00e9quivalant \u00e0 29\u00a0% du prix de la r\u00e9sidence, ce qui se traduit par un solde hypoth\u00e9caire d’environ 130\u00a0000\u00a0$.<\/p>\n

-Les familles ayant d\u00fb contracter une hypoth\u00e8que prennent environ 25\u00a0ann\u00e9es pour rembourser l’emprunt.<\/p>\n

-Les familles \u00e0 hauts revenus (125\u00a0000\u00a0$ et plus) ont tendance \u00e0 s’acquitter plus rapidement de cette obligation financi\u00e8re.<\/p>\n

-Pr\u00e8s d’une famille propri\u00e9taire sur quatre au Qu\u00e9bec d\u00e9tient un solde hypoth\u00e9caire sup\u00e9rieur \u00e0 celui contract\u00e9 initialement. Cela indique qu’une proportion importante de propri\u00e9taires profite de la valeur nette de leur r\u00e9sidence pour refinancer l’hypoth\u00e8que. Les familles propri\u00e9taires dont le principal soutien \u00e9conomique est \u00e2g\u00e9 de moins de 55\u00a0ans sont celles qui tendent le plus souvent \u00e0 ren\u00e9gocier leur hypoth\u00e8que.<\/p>\n

-En plus de disposer d’un revenu plus \u00e9lev\u00e9 que les m\u00e9nages locataires, les m\u00e9nages propri\u00e9taires consacrent une part moins importante de ce revenu au co\u00fbt d’habitation.<\/p>\n

-Entre 2002 et 2011, le revenu apr\u00e8s imp\u00f4t, en dollars constants, passe de 63\u00a0000\u00a0$ \u00e0 70\u00a0000\u00a0$ chez les m\u00e9nages propri\u00e9taires, et de 35\u00a0000\u00a0$ \u00e0 38\u00a0000\u00a0$ chez les m\u00e9nages locataires. Bien qu’il s’agisse dans les deux cas d’une augmentation d’environ 10\u00a0%, une diff\u00e9rence approximative de 30\u00a0000\u00a0$ demeure \u00e0 l’avantage des propri\u00e9taires. Les propri\u00e9taires consacrent durant cette p\u00e9riode une part significativement moindre de ce revenu au co\u00fbt d’habitation, soit 20\u00a0% en moyenne contre 30\u00a0% pour les locataires.<\/p>\n

Ces informations \u00e9taient tir\u00e9es du bulletin Donn\u00e9es sociod\u00e9mographiques en bref,<\/em> \u00e0 partir des donn\u00e9es de l’Enqu\u00eate sur la s\u00e9curit\u00e9 financi\u00e8re <\/em>et de l’Enqu\u00eate sur la dynamique du travail et du revenu <\/em>de Statistique Canada.<\/p>\n

R\u00e9f\u00e9rence: Institut de la statistique du Qu\u00e9bec<\/p>\n

Photo :iStock.com<\/p>\n","protected":false},"excerpt":{"rendered":"

L\u2019Institut de la statistique du Qu\u00e9bec publiait r\u00e9cemment des informations se rapportant au comportement du propri\u00e9taire qu\u00e9b\u00e9cois face \u00e0 son hypoth\u00e8que. Les voici de fa\u00e7on quasi int\u00e9grale: -Les familles qu\u00e9b\u00e9coises propri\u00e9taires de leur logement versent en moyenne un paiement initial \u00e9quivalant \u00e0 29\u00a0% du prix de la r\u00e9sidence, ce qui se traduit par un solde […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4576],"tags":[1004,1022,4961,1459,1645,1656,4959,4957],"class_list":["post-13303","post","type-post","status-publish","format-standard","hentry","category-immobilier-pro","tag-hypotheque","tag-impot","tag-institut-de-la-statistique-du-quebec","tag-paiement","tag-profil","tag-proprietaire","tag-refinancement","tag-solde"],"yoast_head":"\r\nLes propri\u00e9taires sous le projecteur - Blogue de Via Capitale<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.viacapitalevendu.com\/blogue\/fr\/proprietaires-profil-comportements\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Les propri\u00e9taires sous le projecteur - Blogue de Via Capitale\" \/>\r\n<meta property=\"og:description\" content=\"L\u2019Institut de la statistique du Qu\u00e9bec publiait r\u00e9cemment des informations se rapportant au comportement du propri\u00e9taire qu\u00e9b\u00e9cois face \u00e0 son hypoth\u00e8que. Les voici de fa\u00e7on quasi int\u00e9grale: -Les familles qu\u00e9b\u00e9coises propri\u00e9taires de leur logement versent en moyenne un paiement initial \u00e9quivalant \u00e0 29\u00a0% du prix de la r\u00e9sidence, ce qui se traduit par un solde […]\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.viacapitalevendu.com\/blogue\/fr\/proprietaires-profil-comportements\/\" \/>\r\n<meta property=\"og:site_name\" content=\"Blogue de Via Capitale\" \/>\r\n<meta property=\"article:published_time\" content=\"2016-02-10T20:28:50+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/www.viacapitalevendu.com\/blogue\/wp-content\/uploads\/2016\/02\/iStock_000011473143_Medium.jpg\" \/>\r\n\t<meta property=\"og:image:width\" content=\"1300\" \/>\r\n\t<meta property=\"og:image:height\" content=\"1477\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\r\n<meta name=\"author\" content=\"casarazzi\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"casarazzi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/fr\\\/proprietaires-profil-comportements\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/fr\\\/proprietaires-profil-comportements\\\/\"},\"author\":{\"name\":\"casarazzi\",\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/#\\\/schema\\\/person\\\/d09a0b4475ddf883a7abae89c72e665e\"},\"headline\":\"Les propri\u00e9taires sous le projecteur\",\"datePublished\":\"2016-02-10T20:28:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/fr\\\/proprietaires-profil-comportements\\\/\"},\"wordCount\":355,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/fr\\\/proprietaires-profil-comportements\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/adminblogue.viacapitalevendu.com\\\/blogue\\\/wp-content\\\/uploads\\\/2016\\\/02\\\/iStock_000011473143_Medium.jpg\",\"keywords\":[\"hypoth\u00e8que\",\"imp\u00f4t\",\"Institut de la statistique du Qu\u00e9bec\",\"paiement\",\"profil\",\"propri\u00e9taire\",\"refinancement\",\"solde\"],\"articleSection\":[\"Immobilier PRO\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/fr\\\/proprietaires-profil-comportements\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/fr\\\/proprietaires-profil-comportements\\\/\",\"url\":\"https:\\\/\\\/www.viacapitalevendu.com\\\/blogue\\\/fr\\\/proprietaires-profil-comportements\\\/\",\"name\":\"Les propri\u00e9taires sous le projecteur - 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