A plant product that is sustainable, recyclable and rot-proof: cork is sought after as a floor covering and is considered one of the most efficient insulating material for walls, doors, roofs and floors. In addition, it looks beautiful and inviting. In short, it’s a God-given product.
Let’s start with the basics. Cork is often used as a subfloor for a hardwood or floating floor because of its sound and crush-resistant properties and its elasticity. A more discreet role, but an efficient one, nonetheless.
Far from being unattractive, cork is most usually used above ground, in the form of slabs, as a flooring material. It has numerous qualities. It is flexible, effective against vibrations, soft to the touch, and pleasant to look at. A dozen shades, if not more, are available on the market. Continue reading →
If you’re ready to purchase your first home but you need a bit more money for the down payment, the Home Buyers’ Plan (HBP) allows you to withdraw money from your RRSP to finance the purchase of your first home.
Homeowners who wish to sell their home or condo should know the fair value of their property to set the selling price and to negotiate more effectively. Sometimes, homeowners will set the price according to their own calculations. This method is feasible, but not foolproof.
Many people rely on the municipal assessment to set their property’s market value. Bad idea. The real estate market evolves every day, whereas the municipal assessment services, bound by bureaucracy, are slower. Consequently, there is a gap between the fair price of the property and the municipal assessment. Oftentimes, this assessment is inferior to the true property price. The municipal assessment reflects the fair value of the property, but not the value itself.
Some rely on a very popular practice: finding a property that is similar to theirs that has been sold, not too long ago, in the same neighbourhood. The property must be, if possible, identical or nearly the same. Same type of home, same year of construction, same living space, same lot size, same outdoor layout (pool and other installations), etc. Continue reading →
This is the first question you should ask yourself before you begin planning your budget and searching for homes. If you didn’t fancy any house that you’ve visited in the past, or if you’re disappointed in the choice you’ve made, perhaps you didn’t take the time to ask yourself this important question.
Everyone will come up with these three answers: safety, shelter, and privacy. Yet, there is more to a home than just that. Above these things, the personality and needs of each and every one also come into play.
If you’re the dreamy type who doesn’t notice anything around you, who doesn’t get attached to a property or material things, and who has absolutely no wish to maintain a house, then why would you choose a home that’s too big or too expensive? Dreamers usually need very modest homes, a sustainable one at best, to prevent an increasing amount of work. They prefer spending time and energy doing other things. Continue reading →
This article is intended for two types of buyers. Those who favour the resale value of the property they want to buy and those who wish to go green and buy a sustainable and ecological home, usually Gen Y first-time buyers (Millenials).
Who would have thought that we would see the words “ecological” and “profitable” in the same sentence someday? Within the next 20 years, sustainable and ecological homes will see their value increase. They have a good resale potential.
Ecological homes have many characteristics. First off, its size is equivalent to the household’s needs, it contains healthy and sustainable materials, its energy consumption (heating and cooling) is considerably reduced and its materials have a high recycling potential.
According to Écohabitation, metal roofs, made of painted or galvanized steel, have a life expectancy of more than 50 years. They require no maintenance and are 100% recyclable. Wood, composite wood, and EPDM roofs are almost as durable. Other materials are also recommended, but stay away from asphalt shingles! Continue reading →
Articles on home financing, home decor & renovations