Down payment options. Pre-arrange your mortgage. Get ready for your big move! Either way, you need to be financially prepared and comfortable enough to make one of the biggest purchases of your lifetime.
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Lots of big plans? 3 tips to help you maintain your financial zen!
Found the home of your dreams? Decided on your wedding date? First child on the way? You’ve got a lot happening. How do you make sure these milestones don’t turn into financial burdens?
This active phase of adult life, marked by many happy events, also brings its share of new responsibilities, along with lots of expenses–which is why it’s important to prioritize your goals, keeping in mind that after you achieve the first one, there’ll be more to come!
5 Tips for being mortgage-free faster
Congratulations! You’re a homeowner. Now that you have a place to call your own, you may be wondering how to pay down your mortgage a little bit faster.
According to a BMO 2015 home-buying report, the average Canadian expects to pay off their mortgage by age 59 — but 31 per cent think they’ll still have a mortgage by their 65th birthday. Looking to ditch your debt quicker — without over-extending your budget? It may save you hundreds (if not thousands) in the long run.
How to structure your property search ?
Thank goodness for the Internet and social media! All the properties on sale are right there, on the screen. What a great way to save time! However, you will quickly realize that, even though you are using keywords, the choices are countless. You cannot sort them all. With or without the Internet, you will need to structure your property search.
The first question you need to ask yourself, and this will become your prime selection criteria, is the following: Why do you want to buy a property? The answer might seem obvious, but it is an illusion. Several reasons push you to look for a new property. For some of you, those reasons are essential, and for others they are secondary. We have already written on this subject. We encourage you to read the following article.
Straw Against Cold and Humidity
Christmas is fast approaching. According to the Judeo-Christian tradition, Jesus Christ was born on a bale of straw. Who would have thought in those times that such an ordinary material would become, 2,000 years later, an ecological product making its humble contribution to the planet’s survival?
Straw is abundant in Québec. The needs for transportation are almost nonexistent. This is an important ecological asset when we all know that transportation is the culprit of accelerated global warming; the one thing that the governments cannot control; the reason that pushes people to the brink, year after year.
Straw is the stalk that comes from cereal plants. It is a warm and golden coloured plant fibre that makes you want to roll yourself in it as the cold winter months come near.