Tag Archives: reduce

Reducing your mortgage fees


With a lot of discipline and determination, you can stay on top of your debts. Some decisions you make when buying a home can substantially reduce your interest fees.

Here are some things that could have a big impact on how much money is left in your pocket.

  1. Make the largest down payment you can

This will reduce the amount of your mortgage and the length of time it takes you to repay it. To help you increase your down payment, you can use the Home Buyers’ Plan. To avoid paying interest needlessly, consider buying a smaller home and paying it off in a period of 17 years. Continue reading

Tips for reducing water consumption

Vague Eau ISTOCKPHOTO art-de-vivre
source: iStockphoto

Fresh water is a precious resource. Even though Canada seems to have ample supplies, it accounts for only 7% of the planet’s renewable fresh water reserves. And just because those reserves are renewable, it doesn’t mean they’ll last forever. If we want our children, grandchildren and future generations to be able to benefit from this natural wealth, each of us has to do our share.


At home, there are many actions you can take to reduce how much water you use.



The bathroom is the place in the home where the most water is used. Taking showers or baths and flushing toilets account for 65% of our consumption. It’s easy to cut down the quantity of water used in the bathroom by following these tips: Continue reading