Tag Archives: purchase

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What Does Home Mean to You?

This is the first question you should ask yourself before you begin planning your budget and searching for homes. If you didn’t fancy any house that you’ve visited in the past, or if you’re disappointed in the choice you’ve made, perhaps you didn’t take the time to ask yourself this important question.

Everyone will come up with these three answers: safety, shelter, and privacy. Yet, there is more to a home than just that. Above these things, the personality and needs of each and every one also come into play.

If you’re the dreamy type who doesn’t notice anything around you, who doesn’t get attached to a property or material things, and who has absolutely no wish to maintain a house, then why would you choose a home that’s too big or too expensive? Dreamers usually need very modest homes, a sustainable one at best, to prevent an increasing amount of work. They prefer spending time and energy doing other things. Continue reading

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A Smarter Purchase for a Better Resale Value

Some people buy their home without thinking that they will sell it one day. If they like the house, that’s all that counts. The investment aspect is trivial to them. In contrast, others buy their home according to the property’s resale value. They want to maximize their buying power. Perhaps advice is needed here?

Listing all the factors which determine how a property’s value may fare over the course of time would be too long, but Via Capitale experts will provide you with a few.

The location of the property you wish to buy is of utmost importance for its resale value. For example, if you live in a high-density neighbourhood, the added value of the renovations you will carry out will be much greater than in a less populated area. That’s just how it is in a competitive market.

If the neighbourhood that you will live in is unattractive, has adverse economic conditions, and is far from retail and public services, no matter how hard you try to increase the value of your home with different upgrades, your efforts will be unsuccessful. You would only be wasting money. Continue reading

The Benefits of Owning a Smaller Home

Given the restrictions on mortgage financing, which also limits the access to home ownership, many families feel obligated to postpone their plans for buying their property. How about buying a smaller house instead? Times have changed, you know.

In the past, living in a smaller home was too often perceived as some sort of failure. Social success was determined by the size of your home. Big house, lavish lifestyle, large budget. The size of the home sometimes exceeded the family’s needs.

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The whole world is joining together now to fight the rapid change in climate. Consequently, owning a home that suits your exact needs is perceived as an Eco-friendly gesture.

However, for many families, the restrictions to home ownership prevents them from even buying a property that fits their needs. What to do? Postpone the purchase? Not necessarily. Continue reading

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For Effective Home Visits

You’ve saved money. You’ve done your research and you’re just about ready to visit properties in the hopes of buying your very first home this year. You’d better make sure that these visits are effective. Here are a few tips.

  • We assume that you’ve defined your needs and priorities before visiting your first homes. Don’t make the mistake of defining them as you go along. If so, you’ll waste precious time.
  • Don’t wait to visit the property before getting the basic information, such as the age of the house, the electricity costs, the taxes, etc. Browse the websites of cities and power companies. They can usually give you this information. The real estate broker’s listings also hold a lot of information. If the house is not listed, a phone call or an email to the homeowner should suffice. If you’re afraid to sound too pushy, tell yourself that the homeowner is probably glad to proceed in that way. He or she will also be saving time.

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