Be mortgage-free faster

Reduce your mortgage debt faster with these money-saving strategies:

Shorten your mortgage

Many homeowners aim to pay off their mortgages in 25 to 30 years. Reducing your amortization period by five or more years can make a huge difference in the amount of interest you pay.

Increase your payment frequency

With more frequent and accelerated payments, you may pay a little more each month, but you’ll pay your mortgage down faster, saving you interest costs over the long term.

Horloge_Toit_Pret_Hypothecaire_ISTOCKPHOTO_financeTake advantage of your mortgage prepayment options

Pay down your mortgage faster and save thousands of dollars. Here’s how: Continue reading

Like the wings of a Boeing 747

At 10:00 a.m., the engines start running, the cables tense up and the wings open. The solar light slowly penetrates the building. Then, from above, the motors stop, the wings open to their full span, comparable to the wings of a Boeing 747. It’s as if the bird is going to take off at any time.

Under the bird, where the wings open, visitors lose themselves in the immensity of Lake Michigan, a genuine interior sea that flows by the eyes. Only large bay windows separate visitors from the waves that crash against the stone parapet. The building’s floor is almost at the same level as the surface of the lake.

Behind the visitors, at the other end of the interior space and beyond the door, a long walkway leads to Wisconsin Avenue, the city’s main artery. And the city is at about the same level as the lake. In other words, the lake is connected to the city through the building.

Inside the building, visitors file past works of art in intense light and whiteness. Everything is white: ceiling, walls, and floor.

At 5:00 p.m. the engines start up, cables move and the wings close. The solar light slowly leaves the inside of the building. After a minute, the engines fall silent, the wings are closed. The bird sleeps, folded over itself.

The wings adjust to weather conditions. Naturally they have sensors.

Milwaukee-Art-Museum_ISTOCKPHOTO_inusite

The bird is the Burke Brise Soleil. The building is the Quadracci pavilion of the Milwaukee Art Museum, in Milwaukee. Continue reading

Concrete that fools the eyes

Beton-Marque-Imprime_ISTOCKPHOTO_renovationWith the advent of spring comes several tradeshows where exhibitors offer to have us discover the latest home renovation trends and materials. It was during one of these shows that we discovered printed or imprinted concrete.

This technique results in a decorative concrete by imitating brick, stone, wood, rock and other materials on any new concrete surface (access path, around a pool, patio, walkway or parking lot).

This technique can also be sued to restore a concrete slab by adding a certain thickness of new concrete (cover).

Google image shows results worthy of great artists. My favourites: the imitation of wide rustic wood planks or irregular stones of old roads. We could call it “concrete that fools the eyes.”

Here is a brief overview of the product’s placement.

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Be mortgage-free faster

Reduce your mortgage debt faster with these money-saving strategies:

Shorten your mortgage

Many homeowners aim to pay off their mortgages in 25 to 30 years. Reducing your amortization period by five or more years can make a huge difference in the amount of interest you pay.

Increase your payment frequency

With more frequent and accelerated payments, you may pay a little more each month, but you’ll pay your mortgage down faster, saving you interest costs over the long term.

Horloge_Toit_Pret_Hypothecaire_ISTOCKPHOTO_finance
iStockphoto LP

Take advantage of your mortgage prepayment options

Pay down your mortgage faster and save thousands of dollars. Here’s how: Continue reading

A possessive, uncompromising white

Everything is white. The ceilings, the walls, the floors, the furniture, the cupboards, even the decorative cushions on the sofa. Not a trace of colour anywhere. An infinite white, an omnipresent white, an organic white washed of its entire colour.

If the residence is big, you have the impression of setting foot in a snow cathedral. Just like those winter forest scenes where the trees are bending under the snow. Everything is pure, serene, and peaceful. A long, never-ending silence.

Devotees of colour will say that it doesn’t make sense; you don’t have a completely white interior. It shows a lack of imagination and a total lack of taste. Laziness even. Living in it would be unthinkable. Colour is life. To kill the colour is to kill life.

Yet some people dare to do it. If you’ve ever visited properties along the American coasts, you may have noticed that the interior of houses along the edge of the ocean are totally white.

Are you tempted?

Salon_Blanc_Lumiere_ISTOCKPHOTO_decoration Continue reading