Buying a first home: 8 steps

Source: iStockphoto LP

The purchase of a first home requires some thought and above all, planning. You can enhance your chances of success.

1. Calculate your borrowing capacity

Estimate how much National Bank could give you to buy your property.

Your National Bank advisor can help you calculate your borrowing capacity by reviewing your financial situation.

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Mold me! Make me vibrate!

Before your eyes is not a commonplace block of concrete: it’s an upscale concrete countertop!

Source: Fotolia

Concrete and creation are of the same piece. Concrete lets you mold complex parts, hold diverse parts together and inlay materials such as copper, glass, wood, shells and more. It adds a personal touch to a finished product. Gorgeous, long-lasting countertops enrich your decor and your environment for years to come.

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The Fall of the House of Usher

On my way to work, I observe the houses I pass by. I try to guess the owner’s personality from the outside appearance of the home. It’s a game I play. Most houses don’t give off anything in particular. Some of them though, arouse my curiosity.

One rundown house suggests great sadness. It’s lived in because there are always cars in the driveway. Then there’s a house that’s absolutely impeccable, but cold as ice; it doesn’t exactly invite you to ring the bell.

At one time or another all of us have entered a house that we wanted to leave as fast as our feet could carry us, for all kinds of reasons: the decor, the atmosphere, the owner or maybe something in the very air. Human beings project themselves and are reflected in the decor, the arrangement of furniture, the division of rooms, etc. Continue reading

Knives, forks and spoons over the decades

Source : iStockphoto LP

This essay explores a common household element with a high iron content: cutlery. Moreover, the real name is flatware or a canteen. History and anecdote lovers, this one’s for you.

First and foremost, let’s specify that cutlery means knives, cutting instruments and utensils. It’s a broad term encompassing flatware and canteen. A place setting is a set of handheld eating utensils. And a canteen consists of 12 place settings in a storage case.

Today, setting a beautiful table involves a careful choice of flatware. A multitude of materials such as stainless steel, plastic, glass and more give these items unique character and enhance decor. Some utensils are real treasures with sculpted handles or blown-glass parts. So where does this fashion originate?

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